Mandated Agents
AI agents that pay on a user's behalf only within an explicit, signed mandate: who they can pay, how much, and for how long. No mandate, no payment.
Agentic Payments
Precision AI
for Agentic Payments
Agentic Payments · Open Banking Rails · Conformance · Traceability
AttainAI builds the foundations for AI agents to make payments on regulated bank rails. Agents act only under mandates their users set, inside deterministic controls, with every step traceable. Conformance and security are engineered in from day one.
Our Purpose
Intelligence That Acts,
Within Limits You Set
Deterministic Controls
The agent proposes, the rules decide. Every payment passes policy checks that sit outside the model, so limits and consent are enforced the same way every time.
Full Traceability
Built on open standards, with every intent, mandate, consent and payment step recorded end to end. Banks, firms and regulators can see what happened and why.
Where We Operate
Agentic Payments
on Trusted Rails
Agentic Payments
Payments initiated by AI agents on behalf of people and businesses, governed by mandates and consent rather than open-ended access to an account.
Open Banking Rails
Regulated, bank-grade payment rails instead of new ones. Deep expertise in open banking standards, API ecosystems, and the frameworks that keep markets interoperable and trustworthy.
Conformance & Security
Conformance engineering against national open banking standards, starting with Saudi Arabia (SAMA) and with UK Open Banking next, on FAPI-grade security.
Agent Sandbox
A playground where agents can be tested against simulated banks safely, before they ever touch real money or real customers.
Founder Expertise
A World-Leading Track Record
in Open Finance Infrastructure and Conformance
AttainAI is founded on decades of hands-on experience at the forefront of open banking, regulatory conformance, and financial technology architecture. Our leadership team has shaped the very standards and certification suites that markets rely on today.
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Agentic AI in Practice
Building agentic open finance with LangChain Deep Agents: AI agents acting under signed, limited mandates of the Agent Payments Protocol (AP2), with spend, payee and time limits enforced on every payment, user approval at each step, and full tracing of every decision, running against a working open banking stack.
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UAE Open Finance
Technical principal building the UAE's central open finance hub: a view across the whole platform and hands-on in almost every part of it, from request handling and core infrastructure services on Kubernetes to mTLS connectivity with every bank on the backend.
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Open Banking UK
Designed and built the original Open Banking UK regulator conformance suite: the benchmark tooling that validated the UK's pioneering open banking ecosystem and set the global standard for regulatory certification.
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SAMA Open Banking, Saudi Arabia
Delivered the SAMA Functional Conformance suite for the latest Saudi Arabian Open Banking Standard, with comprehensive coverage of payment compliance across the full range of payment types, equipping the Kingdom's financial sector for a new era of open banking payments.
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Standards, Security & Regulation
Specialisation in open banking standards and FAPI-grade API security, deep understanding of regulatory conformance across multiple jurisdictions, and a proven ability to translate complex regulatory requirements into robust, automated validation systems. The same discipline now underpins AI agents that act on real money, where every action must be permitted, provable and auditable.
Connect With Us
Let's Build Trusted
Agentic Payments Together
AttainAI is preparing to launch. For partnership enquiries, early access, or to learn more about our work in agentic payments and open banking, reach out to our team.
info@attainai.ai